PAYDAY LOANS. CASH ADVANCES. NO FAX PAYDAY ADVANCES. FAST CASH. PAYROLL LOANS. QUICK CASH. QUICK LOANS.
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FREQUENTLY ASKED QUESTIONS
What is a payday loan? |
A payday loan is a small unsecured loan, usually for $100 to $1,000, which is designed to meet a client's short term financial needs until his or her next payday. |
Do I qualify? |
You can qualify if:
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What is the maximum loan amount? |
It can vary, but generally speaking, the maximum loan is $1,500. |
What if I don’t have any credit established? |
| If you meet the minimum requirements, chances are you'll be approved. |
What if my credit is not so good or, worse yet, what if I have bad credit? |
No problem! We do NOT do credit checks. If you meet the minimum requirements, chances are you’ll be approved. |
How I can sign loan related documents? |
You have to sign 2 documents: a PAD Agreement and a Loan Agreement. You sign both of them at the application time. However, if we approve your loan for a different amount, you are required to electronically sign a new Loan Agreement. Click here to sign your Loan Agreement. Please use your email address as the Signer ID and your customer number as the Password. |
How long does it take to approve my application? |
If you follow the steps correctly, once approved, the funds can be in your bank account in as little as 20 minutes. |
How do I get the money once I am approved? |
The cash gets deposited directly into your bank account. You have nothing else to do. |
| Do I need access to a FAX machine? |
| No. You do NOT need to fax us anything |
| How much does it cost? |
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Cash One provides short term loans only. Loans you receive from us should NOT be considered as a long term solution for financial difficulties which may require professional credit counseling. As such, our fees are dependent on the duration of the loan and are often less than potential NSFs and other fees you may be charged by your bank. |
| How do I repay my loan? |
Your loan payment is withdrawn automatically from your account the same way it is deposited into your account. |
| What if I need an extension? |
| No problem. Just contact us and make an arrangement for an extension. Please allow us at least 5 business days prior to your pay day. |
| Am I still eligble for a loan if I have other payday loans outstanding? |
We will NOT automatically decline your application in this case. Our decision will depend on your income and your track record in repaying loans. |
| What about Internet security? Is it safe to provide my information to you over the Net? |
We understand the importance of protecting and keeping your information secure. Our site is fully protected by the latest in encryption technology. |
